If the account balance exceeds $5.

State employees’ credit union has eight standard term certificates of deposit that range from 6 months to 5 years and come with a minimum deposit requirement of $250.

State employees credit union cd.

The current top national rate for a 6.

Interest rates are fixed for the term of the stc.

View our current share and deposit rates.

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Penfed's money market certificates β€” what the credit union calls cds β€” have solid rates across terms from six months to seven years.

  • 00% apy* open account.
  • You worked hard for your money.

    These special savings accounts offer higher rates than traditional savings or money market accounts.

    As its not a bank it offers ' share term certificate' which is the credit union equivalent to a bank cd.

    How are cds different from savings accounts and.

    Choose an stc term length of 6, 12, 18, 24, 30, 36, 48, or 60 months.

    Currently, the best cd rates range from 4. 29 percent apy to 5. 25 percent apy.

    **share term certificates (stc) are paid simple interest and accrued interest is paid monthly by automatic transfer from the stc into the secu account of the member's choice;

    There is no monthly maintenance fee unless the money market share account falls below $250.

    Rates current as of august 26, 2024.

    Field of membership restrictions membership in secu is open to all residents of maryland by.

    Balances between $10k and $5 million will earn 2. 05% apy, with the rate guaranteed for six months following account opening.

    Lock in your returns.

    We evaluated cd rates from more than 50 banks, credit unions and financial companies.

    6 month certificate rates are probably the best deal at.

    You can also lock in 5. 25% for a year, or 5. 00% for 2 years.

    Rates & calculators | secu credit union.

    All products cd loans credit cards.

    Why choose a secu cd?

    Currently, some of our shorter term stc.

    We have all the same products and services as a bank, but our members get so much more.

    Secu offers stcs in terms ranging from 6 months to 60 months, meaning you have the flexibility to choose how long you invest your savings!

    Interest rates and apys are fixed for the term of the.

    Best from an online bank:

    The opening minimum of $1,000 is.

    Get today’s highest apy.

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    Open an stc with a.

    Unlike the big banks, when we make money, it comes back to you through lower loan rates, higher deposit rates, and.

  • 00% apy* not a secu member?
  • Secu's cd rates are 4x the national average, and it has a b+ health rating.

    A north carolina credit union, state employees credit union, is offering some of the best cd rates available right now.

    Best for low minimum.

    With an stc, access to.

    Watch your money grow.

      Nerdwallet's list features all online banks and credit unions.